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Fresno Bankruptcy Lawyer Finds Successful Solutions for Clients

California firm assists debtors and creditors in bankruptcy actions

Debt struggles create complications for everyone involved. Whether you’re an individual considering filing for a consumer bankruptcy or a creditor seeking to protect your interests during a Chapter 11 reorganization, knowledgeable legal guidance is essential. At Gates Law Group, A Professional Corporation in Fresno, we represent California clients in all types of personal and business bankruptcies. Our firm takes effective action on behalf of people and families who are fighting to save their home as well as companies fighting to recover the money that is owed to them. The bankruptcy process is often complicated, but an attorney with both knowledge of the law and courtroom experience can make it easier to navigate. We’ll handle the necessary forms and keep you apprised of how various options will affect you in the short and long term.

Debt relief attorney handles Chapter 7 and Chapter 13 actions for consumers

We understand the challenges of confronting money shortages while trying to keep a roof over your head. Though you might not see a way out, the law is specifically designed to help people like you keep their homes and other key possessions while rebuilding their credit. Our firm can help you realize the benefits of various debt relief methods, including:

  • Chapter 7 bankruptcy — Under Chapter 7 liquidation, all nonexempt debts are discharged once the bankruptcy is completed. As soon as you file under this program, an automatic stay is issued, which immediately halts collection actions against you. Our firm will advise you about certain debts that remain, such as student loan and child support obligations, as well as assets that could be sold off to pay creditors.
  • Chapter 13 bankruptcy — If you’re earning income but can’t catch up on the bills you owe, a Chapter 13 repayment plan might work for you. You still receive the automatic stay and can establish a fair schedule by which some or all of your debts can be paid off, within three to five years.
  • Debt relief through negotiation — In certain instances, effective communication with your creditors might give you the break you need without having to file bankruptcy. Using our knowledge of the law, we can pursue mutually acceptable terms with the businesses who are seeking payment from you.

Life is too short to be worried about something that can be fixed in a legal and timely manner. Our firm offers consultation and cost-effective rates so you can feel confident about your new financial start.

Knowledgeable adviser represents clients in business bankruptcies

Our firm has a deep background in collections cases that include representing creditors pursuing debts from bankrupt clients. We assist creditors in Chapter 11 proceedings where businesses seek to restructure their debt load while keeping their doors open. If you’re looking to obtain payment from someone who has filed for Chapter 12 bankruptcy, we can explain the rules for these actions, which were created to help owners of family farms and fishing operations avoid foreclosure.

Contact a dedicated California bankruptcy lawyer for a consultation

Gates Law Group, A Professional Corporation represents California individuals and businesses in a full range of bankruptcy matters. Please call 559-432-9944 or contact us online to schedule a consultation. We serve clients from our main office in Fresno and locations in Paso Robles and Visalia.

COVID-19 Notice

These are unquestionably difficult times. We understand the word "crisis". Usually, people do not come to us just to say hello. They come with their problems and we have to respond quickly. We understand they need help.

The problems do not stop because of the presence of the COVID-19. Assistance from our office will continue. We have the technology available to provide our clients with continued quality legal services in order to protect their interests. We can meet our clients virtually whether by telephone or video. We can meet our clients in person but with special arrangements and implemented safeguards.

In spite of the pandemic, life does not stop. You may continue to have legal needs. Some people will have greater needs than others. We stand ready to help whatever the circumstances.

Your continued faith in us never goes unnoticed.

Allowing us to help you is a privilege we take very seriously. Gates Law Group, A Professional Corporation Tough. Competent. Understanding.

Our Office
  • Fresno Office
    2445 Capitol St
    Ste 150A
    Fresno, California 93721
    Phone: 559-432-9944
    Fax: 866-740-6678
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